Why Choose Upgrade Personal Loans?
Competitive Rates
APRs from 7.74% to 35.99%
Fast Funding
Get funds as soon as the next business day
No Prepayment Penalty
Pay off your loan early without any fees
Fixed Monthly Payments
Know exactly what you'll pay each month
Personal Loan Benefits
Our personal loans offer fixed rates and flexible terms to help you reach your financial goals.
- Borrow from $1,000 to $50,000
- Fixed rates and flexible repayment terms (24-84 months)
- Check your rate without impacting your credit score
- No prepayment penalties or hidden fees
- Funds available as soon as the next business day
- Autopay discount available
Example Loan
Loan Amount
$10,000
APR
17.59%
Term
36 months
Monthly Payment
$341.48
This example includes a 5% one-time origination fee. Your actual rate and terms may vary based on credit score and other factors.
How It Works
1
Check Your Rate
Fill out a simple form in minutes. Checking your rate won't affect your credit score.
2
Choose Your Terms
Select the loan amount and repayment term that works best for you.
3
Get Your Funds
Once approved, receive your funds as soon as the next business day.