FREE CREDIT MONITORING

Credit Health

Take control of your financial future. Monitor your credit score, get personalized insights, and receive alerts about important changes to your credit report.

No credit card required • Always free

Credit Health Features

Credit Score Tracking

Monitor your credit score and see how it changes over time

Credit Alerts

Get notified of important changes to your credit report

Credit Building Tips

Personalized recommendations to improve your score

Credit Report Monitoring

View key factors affecting your credit score

Why Monitor Your Credit?

Understanding and monitoring your credit is essential for financial health. Our tools help you stay informed and make better financial decisions.

  • Free credit score updates
  • Real-time credit monitoring and alerts
  • Personalized insights and recommendations
  • Track your credit utilization
  • Monitor payment history
  • Identity theft protection alerts
  • Credit report summaries
  • Credit simulation tools
750
Credit Score
Good Credit
Payment HistoryExcellent
Credit UtilizationGood
Credit Age8 years
Total Accounts12
Hard Inquiries2

This is an example credit profile for illustration purposes

What Affects Your Credit Score?

Understanding the factors that impact your score helps you make better decisions

Payment History

35% of your score

Pay all bills on time to maintain a positive payment history

Credit Utilization

30% of your score

Keep your credit card balances below 30% of your limits

Length of Credit History

15% of your score

Keep older accounts open to show a longer credit history

Credit Mix

10% of your score

Have a diverse mix of credit types (cards, loans, etc.)

New Credit

10% of your score

Limit new credit applications to avoid multiple hard inquiries

Your Privacy & Security Matter

We use bank-level encryption and security measures to protect your personal information. Your data is safe and secure with us.

Bank-Level Security

256-bit encryption protects your data

Privacy Protected

We never sell your personal information

Identity Monitoring

Alert you to potential fraud activity

Getting Started is Easy

1

Sign Up Free

Create your account in minutes. No credit card required.

2

Connect Your Credit

Securely link your credit profile to start monitoring.

3

Track & Improve

Monitor your score and get tips to improve your credit health.

Start monitoring your credit today

Get free access to your credit score, personalized insights, and real-time alerts.